Know What You Qualify For
If you need money today but are unemployed, then the first thing that you will need to do is find out what you qualify for. You will likely be able to get help if you are a single parent, veteran or meet a certain income requirement. You can also get help with child care or continuing your education. You will be surprised to find out what type of assistance you can get based on your needs.
You can find out about emergency cash assistance by visiting your state's government website.
Get Help Paying for Your Rent and Bills
You can also get help paying your rent, utilities and other household expenses. There are a variety of programs that can help you pay your bills. For example, you can get assistance from a church or a non-profit organization in your area. If you are struggling to pay for food, then you can get food stamps. You can apply for food stamps at the Department of Social Services office in your area. You can also go to a food bank in your area.
If you need help paying for your health care, then you can get Medicaid. You can also apply for Medicaid with the Department of Social Services. Additionally, if you have a mortgage, then you can get help from the Home Affordable Unemployment Program. This is a program that can reduce or temporarily suspend your mortgage payments for up to 12 months.
Get Help From Your Former Employer
If you lost your job due to something that was not your fault, then you may be able to get help from your former employer. For example, if you have any unpaid vacation or annual leave, then you can request that. You can also ask your employer for a letter of recommendation, which you can use to help you find another job.
File for Unemployment
If you were laid off from your job, then you may be able to get unemployment benefits. The eligibility for unemployment will depend on the state that you live in. The type of job that you had, hours worked and earnings are some of the factors that will be taken into consideration.
Get a Title Loan
A title loan allows you to borrow money using your car as collateral. The requirements needed to get a title loan can vary depending on the lender and the state. However, if you are at least 18-years-old, have a lien-free car title, a reliable source of income and a car that is in good condition, then you will likely be approved for a title loan. A high credit score is usually not required.
Apply for Student Loan Forgiveness
The debt does not stop just because you are unemployed. While you are looking for financial aid for unemployed adults, you should try to get student loan forgiveness. If your income is low enough, then you may qualify for $0 payments every month. The remaining balance will be forgiven at the end of the plan.
Find Ways to Make Money While You are Unemployed
Even if you are still looking for a job, there are ways that you can make money until you secure one. You can make money by selling some of the items that you do not need. You can also make money by dog-sitting or babysitting on the weekends. Additionally, writing articles and taking surveys in your spare time are some of the ways that you can make money.
A side job is not as good as a full-time job. However, any extra money that you can make will greatly help you while you are unemployed.
Losing your job can be one of the most stressful things that you have to endure. However, there are numerous programs that can help ease this burden. It is important to explore all of your options so that you can maximize your benefits.