car title loans Lake City

Title Loans in Lake City, SC

If you have been hit with some unexpected expenses or are experiencing a cash crunch, then relief might be right here for you - - and fast! Own your car? If so, then a title loan can get you the cash you need fast and all for an asset you already own. EZ Title Loans in Lake City just might be the answer for what you need.

What are Title Loans in Lake City?

What is a vehicle title loan? If you have a car that is paid off, then you own that car free and clear. That means that you have equity in that car. A title loan is a loan where your free and clear vehicle title is used as collateral for a loan. Title loans in Lake City, SC are available for you 24 hours a day.

How Do Title Loans in Lake City Work?

Owning your car's title makes the loan process, from application to cash in your hand, a very quick and easy process. Simply complete the application online. Then, meet in-person with a loan counselor after your pre-approval to have your car and title inspected. A personal loan counselor is available to meet at your convenience and on a schedule that works best for you. The loan counselor is a specialized SC car title loan expert. Within minutes thereafter, you could have the cash you need and be on your way, still driving your own car. (Remember, proper ID is required.)

Will I Qualify and What are the Terms?

The nature of a title loan means that easy terms are available and that you can qualify for title loans without employment. Once you have a loan, need more time to repay? Then, repeat borrowing is available as well. We will work with you to get you what you need. Also, there are never any pre-payment penalties or hidden fees. Getting a title loan in Lake City is available to you.

What is the Difference Between Clear Title vs. a Title With a Lien?

What is the difference between a car having a clear title versus one with a lien on it? Well, like noted above, when you have paid off your car or even purchased it all cash, then you own your car free and clear. That means you have clear title. However, if you have a car loan or are paying a car note on your car, then you have a title with a lien. The lien means that you have a loan on that car. If your car title is free and clear, then you can do a title loan. Conversely, if you are still paying a car note or have another loan out on your car, then you cannot do a title loan.

What is The Difference Between an Auto Title Loan/Payday Loans/Personal Loans/Cash Advances Etc.?

Vehicle title loans, payday loans, personal loans, cash advances, etc. are all loans. You are given some cash with a promise to repay at some future time. While sometimes a personal loan may seek collateral, a car title loan is the only one of these loans that says the loan is based on you using your car for collateral.

How To Apply?

For title loans in Lake City, SC, start by simply completing an online application with us (you will need your vehicle/personal information). From there, the process is as easy as 1-2-3:

  • Get a Quote - upon completion of the application, customers are given a free car title loan estimate/quote.
  • Get Approved - meet with a loan representative to finalize the details of your loan.
  • Get Cash - once approved, you get the cash you need right away.

Get the Cash You Need!

Remember, the process is as simple as 1-2-3. For title loans in Lake City, SC, make it easy to get the cash you need and begin by completing our online application. The process is fast, simple and made to work best for you.

EZ Title Loans has locations across the nation, so you can trust us as your lending partner. Online title loans in Florence are only a click away.