Car Title Loans in Salem, OR
Creating opportunities is what Salem, OR is about. When you need some extra cash, you have the opportunity to cash in on your vehicle with an auto equity loan. The application is free when you apply online. Once we receive your contact information and information of your vehicle our database will calculate the amount you're able to borrow in an instant.
There's no waiting, or a banker telling you to wait so you could speak to a finance manager. Within minutes you'll know what to expect.
Why An Auto Title Loan?
An auto title loan is the easiest way to get the cash you need today. If you own a vehicle and have no liens and a clean car title, you're half way there already.
You only need three things for this type of title loan:
- Clean car title
- ID or drivers license
Once you apply online and receive a title loan quote, you'll have the opportunity to speak with a loan specialist that will custom design your loan catering to your specific needs. They will tell you how much you've been pre-approved for and ask you how much you would like to borrow.
They will search through heir large network of lenders for the best possible option that includes a low interest rate and convenient payment plan. Unlike other finance companies, we look out for our customers and we try to provide the best deal out there. We wouldn't want you to pay more than you have to.
What To Expect During the Loan Process
You already know that the process starts when you apply online. Once you speak to a loan specialist you'll decide how much you want to borrow and the amount of months you will take to pay off your loan. One of the perks of car title loans is that unlike some banks, you don't get any penalties if you pay it off early. You can get a loan for up to 48 months and pay it off in 36 months without penalties. This saves you money on interest because the sooner you pay the more money you save.
In addition, paying on time and paying it off early helps your credit score. This tells credit bureaus that you're a responsible savvy person that is good with their finances. This builds trust among the credit bureaus helping your overall credit score if you need it someday when you decide to buy another car on credit or a house.
The smart decisions you make today can impact your life in the future. Apply online for a car title and see how great it feels to take control of your finances.