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car title loans North Carolina

An auto title loan is taken off the value of your car. This borrowing opportunity is based upon vehicle value, so credit history is not a factor in the approval process. The lack of a credit check expedites the approval process, so you can collect your cash in as little as 24 hours.

Thus, title loans are a great option for NC residents who need money immediately and do not have a stellar credit score. A minimal amount of requirements allows you to apply from the comfort of your own home today and pick up your funds tomorrow.

There are no strings attached and no hoops to jump through. You will be able to obtain financing in an efficient manner.

Advantages of a car title loan:

  • You can keep your car while you pay off the loan
  • Takes as little as 24 hours to get your cash
  • You can get a bad credit loan with poor or nonexistent credit

Potential disadvantages of a car title loan:

  • Full ownership of your vehicle is required
  • Borrowing amount is limited to the current market value of your auto
  • Short-term solution

Get Fast Cash with Your Cars Title

You can easily get fast cash with your cars title in North Carolina. For years, residents have been using the title of their auto to secure a loan.

You will not need to contend with the pesky paperwork required by banks or credit unions. Our simple online application will ask you to provide basic contact and vehicle information. This information will be used to generate a complimentary pre-approval estimate. You will have an idea of how much you can borrow before making your final decision. In the past, we have funded loans that total $50,000!

At this point, an EZ Title Loan specialist will be in touch. He or she will finalize the details and connect you with the most appropriate lender. Once you have designed a customized repayment plan, you can collect your cash at a location near you.

As mentioned before, in order to receive a car title loan, you must hand over your title. However, your vehicle will remain in your possession at all times. We understand that you need a reliable method of transportation, so you can keep your car while you pay off your loan.

Car Title Loans for Bad Credit

Car title loans for bad credit provide timely relief for an underserved population. There is no longer a need to worry about how your credit score will affect your borrowing status. You can be approved with poor or nonexistent credit, because a credit check is not required.

Your report will be pulled in order to confirm your identity, but other information will not be considered. For instance, your payment history is irrelevant, because your title is already used as a security measure.

Car title loans in North Carolina are often referred to as bad credit title loans, because borrowers typically do not have a glowing credit report. However, as long as you have full ownership of your vehicle and can produce the lien-free title, you will have an opportunity to get the money you need.

When time is of the essence and you need quick financial relief, make the right choice - use your auto equity to finance a short-term, secure loan.

Locations in North Carolina: