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Title Loans in Urbana, IL
Title loans in Urbana have become a popular method for obtaining emergency funds in a hassle free efficient manner. It's a speedy and easy way for individuals to get a secured loan by using their vehicle as collateral. This type of loan requires borrowers to temporarily surrender their title to the lender until the loan is repaid. Because approval can happen as soon as an application is submitted, applying for a title loan in Urbana is a convenient option for individuals who need cash fast but don't qualify for a traditional loan.
Benefits of Title Loans in Urbana, IL
Title loans in Urbana are usually used for short-term, unexpected expenses that are due immediately. People who have bills that must be paid right away, such as medical bills or home repairs, can greatly benefit from this type of loan. For this reason, a title loan is generally paid within 30 days, however, extensions can be arranged. Whether you need fast cash for a root canal or to fund a much-needed vacation, the following are some of the ways that a title loan can assist you:
- Quick and easy process - The application can be completed in less than 10 minutes, and you can receive your money the same day.
- No prepayment penalties - At EZ Title Loans, borrowers can pay off off their loan ahead of schedule without incurring a penalty or a hefty balloon payment at the end.
- Anyone with a car can qualify - Any person who owns the title to a car, motorcycle, truck, sports utility vehicle or RV can qualify for a vehicle title loan.
- You can still drive your vehicle - Even though your vehicle is used as collateral, you can continue to drive your car while making payments.
- Cheaper than payday loans - Title loans have lower interest rates because of the protection that comes from your car being used as collateral. Consequently, they are usually less expensive than payday loans.
- Reduces Stress - Life can sometimes be difficult when dealing with a financial burden; therefore, obtaining the funds you need through a speedy and simple process can help to eliminate the stress from that burden.
- More accessible than traditional loans - Individuals who typically don't qualify for traditional loans are still eligible for car title loans. In addition, at EZ Title Loans there is an application process for financial aid for unemployed adults. If you do not have a regular paying job you can still be approved for a title loan if proof of steady income is shown. This proof can come in the form of social security and disability payments or a steady housework job. Whatever your situation, EZ Title Loans will work to help you gets the funds you need.
Apply for Title Loans in Urbana, IL
Applying for online title loans in Champaign is quite simple at EZ Title Loans. The application process can be done in the privacy of your home or on-the-go using your personal computer or smartphone. Essentially, borrowers can receive much-needed cash quickly by completing these three easy steps:
- Complete the online application by providing basic personal and vehicle information
- Receive instant approval and a title loan estimate
- Go to a nearby reliable lender to pick up your check
Once your application is processed, an EZ representative will contact you to explain the process going forward and identify an appropriate local lender. Finally, a payment plan will be arranged, and your funds will be ready for pickup.
When faced with an immediate need for cash, it's important to look for a lender who can empathize with your situation and provide efficient and speedy relief. Look for a title loan company that is committed to getting to you the cash you need. EZ Title Loans in Urbana has friendly and reliable experts waiting and ready to assist anyone in need of fast financial relief.