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car title loans Elgin

Title Loans in Elgin, IL

Taking out a car title loan any more is such an easy process with online title loans . All a person needs is a working vehicle with a clear title and a source of money for making the payments. Technically, you don't even have to be currently employed if you have money coming in from retirement, government benefits or another source. Our online application form makes it incredibly quick to apply when you have a few spare minutes. It also doesn't cost the applicant a thing to apply for title loans in Elgin. That's right; there are no upfront loan costs to be paid. Whether you need cash to pay some doctor bills, money for home repairs or cash to buy groceries, we can help you out. Our loans come with a 30 day repayment period, which appeals to a lot of our customers. Of course, if more time is needed, we can always extend the loan period. Your car title acts as security for the loan, but you have full use of your vehicle throughout the duration of the loan period. Local loan stores provide the convenience you're looking for, and we distribute loan funds in as little as a day.

How Title Loans Elgin Are Secured

EZ Title Loans secures title loans in Illinois using the paper car title to your vehicle. We simply place a lien against the automobile, which remains in place during the loan period. This allows us to sell a vehicle offered as security if a borrower is unable to repay the loan in full. Secured loans are fairly common in the lending business, so most people have no problem with them.

Actually, secured loans like title loans in Elgin even provide borrowers with some advantages. For instance, secured loans provide borrowers with larger loan amounts, which may be an advantage to some folks. You are also entitled to a competitive interest rate, which directly affects the payment amount.

What Is Needed to Be Considered for Title Loans Elgin?

A vehicle in running condition such as a truck, motorcycle, RV, car or an SUV, which can be used as collateral. You should note that vehicles must be fully paid for.

You will also need the clear title to the vehicle for collateral, which must be in your name.

Your driver's license or an Illinois identification card proving you are 18 or older.

We also require some confirmation that you have a viable source of money to make your payments.

Where Can I Apply for a Car Title Loan?

The quickest way to apply for title loans in Elgin is through our online application. Basically, the application form only requires information that you already have and is easy to fill out. Listed below is the required information on the application form:

  • The name of the person applying for the loan, a telephone number and the zip code of your home address.
  • We also require a small amount of information about the vehicle being offered as collateral. You will need the make, model, body style and the year of the auto with a mileage estimate.

Just as soon as your application is received and we've located the current value of the vehicle, we will provide you with an instant car title loan estimate.

Benefits

Title loans in Elgin are closed and paid out in 24 hours or less.

  • No driving restrictions.
  • Convenient loan stores.
  • Cash for any purpose.
  • Legal contracts stating the terms of the loan.
  • No penalties to pay off loans early.
  • If you're looking for fast, friendly services, consider title loans in Elgin today.